Log an expense in seconds.
Jot down what you spent, pick a category like Food, and type the amount. That is the whole job — no spreadsheets, no fuss.
penny
by
Hemen Ashodia
Hemen AshodiaA personal expense tracker web app called Penny Ledger. Users sign up, log daily expenses with a category and amount, see a monthly spending chart by category, and set a monthly budget per category with a warning when they get close to it.
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Let’s start your ledger
An account keeps your expenses and your monthly budgets private to you — ready to pick up whenever you come back.
Already keeping a ledger? Login
What an account gives you
Your expenses, your monthly category chart, and your per-category budgets stay your own — and they'll be right here when you come back.
Log a coffee, a bus fare, a grocery run. Penny Ledger keeps every expense, the monthly chart of where it went, and the budget you set for each category quietly in one place, so checking in feels like a habit and not a chore.
Already tracking with Penny Ledger? Sign in instead
Penny Ledger — your money, made friendly
Know where your money goes.
Penny Ledger is a personal expense tracker for everyday spending. Log what you spend each day, see a monthly chart of where it went, and set a monthly budget for each category so you get a nudge before you run past it.
Category by categoryMonthly budget per categoryA friendly warning early
A month at a glance
Spending by category
Food & coffeeTransportFun
Penny Ledger, in four small habits
Everything you need to keep an eye on your money.
No jargon, no judgement. Just a simple way to write down what you spend, see how the month is going, and get a friendly heads-up before a budget slips.
See where the month went.
Your spending stacks up by category in one friendly chart, so a big month for Transport or Shopping is easy to spot at a glance.
Set a budget that fits.
Give each category its own monthly number — Housing, Food, whatever matters to you — and Penny Ledger keeps an eye on the pace.
A nudge before you overshoot.
When a category gets close to its budget, Penny Ledger says so early — a gentle heads-up while there is still time to ease off.
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