Log an expense in seconds.
Jot down what you spent, pick a category like Food, and type the amount. That is the whole job — no spreadsheets, no fuss.
penny
by
Hemen Ashodia
Hemen AshodiaA personal expense tracker web app called Penny Ledger. Users sign up, log daily expenses with a category and amount, see a monthly spending chart by category, and set a monthly budget per category with a warning when they get close to it.
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Set a monthly budget
October 2026This is the monthly target for one category — pick one number, and Penny Ledger will nudge you before you get close to it.
Back to BudgetsFood
Set Food's monthly budget
Your October 2026 target for this category — Penny will nudge you when you get close.
$
You’ve spent $0.00 in October 2026of your $250.00 budget
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Penny Ledger — your money, made friendly
Know where your money goes.
Penny Ledger is a personal expense tracker for everyday spending. Log what you spend each day, see a monthly chart of where it went, and set a monthly budget for each category so you get a nudge before you run past it.
Category by categoryMonthly budget per categoryA friendly warning early
A month at a glance
Spending by category
Food & coffeeTransportFun
Penny Ledger, in four small habits
Everything you need to keep an eye on your money.
No jargon, no judgement. Just a simple way to write down what you spend, see how the month is going, and get a friendly heads-up before a budget slips.
See where the month went.
Your spending stacks up by category in one friendly chart, so a big month for Transport or Shopping is easy to spot at a glance.
Set a budget that fits.
Give each category its own monthly number — Housing, Food, whatever matters to you — and Penny Ledger keeps an eye on the pace.
A nudge before you overshoot.
When a category gets close to its budget, Penny Ledger says so early — a gentle heads-up while there is still time to ease off.
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