zen-idea System Requirements Document

Introduction

The zen-idea project aims to develop a financial advisor web application tailored for individual users to assist in future planning. This document outlines the system requirements necessary to achieve the project's objectives.

System Overview

The zen-idea application will serve as a digital financial advisor, providing users with tools and insights to effectively plan their financial futures. The system will include features for budgeting, investment tracking, goal setting, and personalized financial advice. The application will be accessible via web browsers, ensuring a user-friendly experience for individuals seeking to manage their finances independently.

Functional Requirements

• As an individual user, I should be able to create a personal account to access the financial advisor features.
• As an individual user, I should be able to input my financial data, including income, expenses, and investments.
• As an individual user, I should be able to set financial goals and track my progress towards achieving them.
• As an individual user, I should be able to receive personalized financial advice based on my input data.
• As an individual user, I should be able to view reports and analytics on my financial status and trends.
• As an individual user, I should be able to adjust my financial plans based on changing circumstances or advice received.
• As an individual user, I should be able to securely store and manage my financial data within the application.

User Personas

• Individual User: A person seeking to manage their personal finances and plan for future financial goals. They require an intuitive interface and personalized advice to make informed financial decisions.

Core User Flows

1. Account Creation and Setup:

   • User visits the website -> User creates an account -> User inputs initial financial data -> User sets up financial goals.

2. Financial Data Management:

   • User logs in -> User updates income and expenses -> User reviews investment portfolio -> User adjusts financial goals.

3. Advice and Reporting:

   • User logs in -> User views personalized financial advice -> User accesses financial reports -> User modifies plans based on insights.

Visuals Colors and Theme

• primary: #1A73E8 (a deep blue representing trust and stability)
• primary_light: #E8F0FE (a light blue for hover states and secondary UI elements)
• secondary: #FF6F61 (a coral hue for emphasis and headlines)
• accent: #FFD700 (a vibrant gold for CTAs and active states)
• highlight: #FFA500 (an orange for hover states and notifications)
• bg: #FFFFFF (a clean white background)
• surface: rgba(240, 240, 240, 0.8) (a light grey for card/panel backgrounds)
• text: #333333 (a dark grey for primary text)
• text_muted: #777777 (a softer grey for secondary text)
• border: rgba(200, 200, 200, 0.5) (a subtle grey border)

Signature Design Concept

The zen-idea homepage will feature an interactive "Financial Journey Map" that visually represents the user's financial path. Users can click on different milestones (e.g., savings goals, investment targets) to reveal detailed insights and advice. The map will dynamically adjust as users input new data, providing a real-time visualization of their financial progress. This concept will utilize @react-three/fiber for 3D interactions and gsap for smooth animations and transitions, creating an engaging and informative experience.

Interaction Model & Motion Direction

The landing page will employ a "parallax" interaction model, providing a layered depth effect as users scroll through the content. Decorative elements will move at different speeds to create a sense of depth, while key content remains in the natural flow. This approach will enhance storytelling and engagement, making the first impression visually rich and captivating.

Non-Functional Requirements

• The application must ensure data security and privacy, complying with relevant regulations.
• The system should be scalable to accommodate a growing number of users.
• The application must be responsive and accessible on various devices and screen sizes.
• The system should maintain high availability and reliability.

Tech Stack

• Frontend: React for Web
• Backend: Python with FastAPI
• Database: MySQL or MariaDB, using Alembic for migrations
• AI Models: GPT 5.4 for user-friendly responses
• Local Orchestration: Docker, docker-compose
• Server-side Orchestration: Kubernetes

Assumptions and Constraints

• The application will primarily target individual users in the US.
• Financial data input by users will be assumed accurate for generating advice.
• The system will not handle real-time financial transactions but will focus on planning and advice.

Glossary

• CTA: Call to Action
• UI: User Interface
• AI: Artificial Intelligence
• RDBMS: Relational Database Management System
• API: Application Programming Interface

This document provides a comprehensive overview of the requirements for the zen-idea project, ensuring clarity and direction for development.