Pearl-Financial System Requirements Document

1. Introduction

Pearl-Financial is a personal financial planning website designed to assist users in managing their finances effectively. This document outlines the system requirements for the Pearl-Financial project, ensuring a comprehensive understanding of the functionalities and design elements needed to create a user-friendly platform.

2. System Overview

Pearl-Financial aims to provide a seamless experience for individuals looking to plan and manage their personal finances. The system will offer tools for budgeting, expense tracking, and financial goal setting, tailored for single-user interaction. The platform will be designed with a focus on simplicity and ease of use, making financial planning accessible to all users.

3. Functional Requirements

• As a User, I should be able to create a personal financial plan.
• As a User, I should be able to track my expenses.
• As a User, I should be able to set and monitor financial goals.
• As a User, I should be able to view reports and analytics of my financial data.
• As a User, I should be able to upload financial data.
• As a User, I should be able to receive notifications for upcoming financial deadlines or goals.

4. User Personas

• User: The primary persona for Pearl-Financial, focusing on individuals who want to manage their personal finances effectively.

5. Core User Flows

• User logs in -> Creates a financial plan -> Sets financial goals -> Tracks expenses -> Views analytics and reports -> Adjusts plan as needed.

6. Visuals Colors and Theme

• primary: #2A9D8F (Teal)
• primary_light: #A8DADC (Light Teal)
• secondary: #E76F51 (Coral)
• accent: #F4A261 (Orange)
• highlight: #E9C46A (Gold)
• bg: #F1FAEE (Off White)
• surface: rgba(233, 245, 248, 0.8)
• text: #264653 (Dark Blue)
• text_muted: #6D6875 (Muted Gray)
• border: rgba(38, 70, 83, 0.2)

7. Signature Design Concept

The Pearl-Financial homepage will feature an interactive financial dashboard that resembles a dynamic cityscape. Each financial tool (budgeting, expense tracking, goal setting) will be represented as a building within this cityscape. Users can navigate through the city by clicking on buildings to access different features. The city will change from day to night based on the user's local time, providing a visually engaging experience. This concept will be implemented using @react-three/fiber for 3D interactions and gsap for smooth transitions and animations.

8. Interaction Model & Motion Direction

The landing page will utilize a "parallax" interaction model, providing a layered depth effect as users scroll through the site. This will create a visually rich and engaging first impression, with decorative layers moving at different speeds to enhance the storytelling aspect of the financial planning journey. Internal pages will maintain a "static" interaction model to ensure clarity and ease of use for data-heavy tasks.

9. Non-Functional Requirements

• The system should be responsive and accessible on various devices and screen sizes.
• The platform must ensure data security and privacy for all user information.
• The website should load within 3 seconds on standard internet connections.

10. Tech Stack

• Frontend: React for Web
• Backend: Python, FastAPI
• Database: MySQL or MariaDB, using Alembic for migrations
• Local orchestration: Docker, docker-compose
• Server-side orchestration: Kubernetes

11. Assumptions and Constraints

• The system is designed for single-user interaction.
• The platform will primarily serve users in India, with currency and financial norms tailored to the Indian context.
• The system will not include multi-user collaboration features.

12. Glossary

• Financial Plan: A strategy for managing personal finances, including budgeting, saving, and investing.
• Expense Tracking: Monitoring and recording of personal spending.
• Financial Goals: Targets set by the user to achieve specific financial outcomes, such as saving for a vacation or retirement.
• Parallax: A visual effect where background images move slower than foreground images, creating an illusion of depth.