System Requirements Document for cobalt-personal

1. Introduction

The cobalt-personal project aims to develop an AI-powered personal finance assistant application. This application is designed to help individual users manage their personal finances with the assistance of AI, providing a user-friendly and engaging experience.

2. System Overview

The application will serve as a personal finance management tool, leveraging AI to assist users in understanding and managing their financial information. The primary audience is individual users who own personal finance accounts and seek AI assistance for their financial management needs. The application will include features for self-service enrollment, secure login, and persistent financial data management.

2a. Product Interpretation and Delivery Boundary

The application will be delivered as a custom UI with app-owned identity management. Users will complete self-service enrollment to establish their accounts and will need to verify their identity upon returning to the application to access protected financial information. The application will persist user data across sessions, and the AI assistant will access this data to provide relevant financial insights.

2b. Source Content Inventory

Not applicable as there is no explicit content source directive.

2c. Page Content and Component Coverage

Landing

• Purpose: Introduce the AI personal finance and accounting helper.
• Components:
  • Overview of the application's capabilities.
  • Explanation of the AI assistant's role.
  • Call-to-action for enrollment or login.

Login

• Purpose: Allow users to verify their identity to access their accounts.
• Components:
  • Username and password fields.
  • "Forgot Password" recovery option.
  • Login button.

Dashboard

• Purpose: Central hub for accessing financial information and AI assistance.
• Components:
  • Overview of financial status.
  • Navigation to Finances and AI Assistant pages.
  • Recent activity and alerts.

Finances

• Purpose: Workspace for managing personal financial information.
• Components:
  • Input fields for financial data.
  • Review and edit options for existing financial records.
  • Save and update functionality.

AI Assistant

• Purpose: Provide AI-generated financial insights and assistance.
• Components:
  • Display of AI-generated financial analysis.
  • Interactive elements for user queries.
  • Recommendations and action items.

3. Functional Requirements

• As a Personal Finance Account Owner, I should be able to enroll in the application to create my account and start managing my finances. (Provenance: explicit)
• As a Personal Finance Account Owner, I should be able to log in to access my financial information securely. (Provenance: required_inference)
• As a Personal Finance Account Owner, I should be able to view and manage my financial information on the Dashboard. (Provenance: required_inference)
• As a Personal Finance Account Owner, I should be able to input, review, and edit my financial data in the Finances workspace. (Provenance: required_inference)
• As a Personal Finance Account Owner, I should be able to receive AI-generated financial insights and assistance in the AI Assistant workspace. (Provenance: required_inference)

4. User Personas

• Personal Finance Account Owner: The individual who uses the AI helper to manage and understand their personal finances. Responsibilities include enrolling in the application, logging in, managing financial data, and utilizing AI assistance.

5. Core User Flows

1. Enrollment Flow:

   • User accesses the Landing page.
   • User selects the option to enroll.
   • User completes the enrollment form and submits it.
   • System creates a new account and redirects the user to the Dashboard.

2. Login Flow:

   • User accesses the Login page.
   • User enters credentials and submits the form.
   • System verifies credentials and grants access to the Dashboard.

3. Dashboard Navigation Flow:

   • User logs in and is directed to the Dashboard.
   • User views financial overview and selects a section to manage finances or access AI assistance.

4. Financial Management Flow:

   • User navigates to the Finances page.
   • User inputs or edits financial data.
   • User saves changes, and the system updates the records.

5. AI Assistance Flow:

   • User navigates to the AI Assistant page.
   • User interacts with the AI assistant to receive insights.
   • System provides AI-generated recommendations based on the user's financial data.

6. Visuals Colors and Theme

• Muse: Haraldur Thorleifsson
• Palette:
  • Background: #FFF5E1
  • Surface: #FDE8D0
  • Text: #333333
  • Primary: #FF6F61
  • Accent: #FFD700
  • Muted: #E0E0E0
• Typography:
  • Headings: Sora — Bold, uppercase
  • Body: Outfit
  • Scale: 1.414 modular, 64/45/32/22/16
• Shape Language: Chunky rounded cards and color-blocked sections
• Layout: Generous padding and consistent color blocks
• Motion: Lively entrance animations and hover pops
• Imagery: Custom character illustrations and bold iconography

7. Signature Design Concept

The Landing page will feature a full-bleed hero section with a large illustration of a character interacting with financial elements. The design will use coral and gold as dominant colors, with oversized typography and vibrant call-to-action buttons that animate on hover.

8. Interaction Model & Motion Direction

• Interaction Model: Animated
• Motion Tempo: Expressive
• Hero Dimensionality: Layered_2d
• Landing Hero Motion Brief: The hero section will feature a character illustration that animates as the user scrolls, with financial elements dynamically appearing and transforming to showcase the AI's capabilities. The motion vocabulary will include lively entrance animations and hover pops, with a reduced-motion state for accessibility.

9. Non-Functional Requirements

• The application must ensure data security and privacy for all user financial information. (Provenance: required_inference)
• The system should provide a responsive design that works across various devices and screen sizes. (Provenance: required_inference)

10. Tech Stack

• Frontend: React
• Backend: Python/FastAPI
• Storage: Appropriate storage solution for financial data
• Deployment: Docker/docker-compose, Kubernetes if required

11. Assumptions and Constraints

• The application will require user authentication for accessing protected financial information.
• The AI assistant will rely on persisted financial data to generate insights.
• The design will avoid corporate minimalism and cold aesthetics, focusing on a warm and engaging user experience.

12. Glossary

• AI Assistant: A feature within the application that provides users with AI-generated financial insights and recommendations.
• Personal Finance Account Owner: The individual user who owns and manages their personal finance account within the application.