
Our AI-powered eligibility checker analyses your profile — income, location, age, and occupation — to instantly match you with central and state government schemes you actually qualify for. No paperwork guesswork, just clear next steps.
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Direct income support of Rs. 6,000 per year in three equal installments to all land-holding farmer families across India.
Housing assistance to rural and urban poor for construction or enhancement of their houses with basic amenities.
National mission for financial inclusion to ensure access to financial services like savings accounts, credit, insurance and pension.
Short-duration skill certification training enabling Indian youth to take up industry-relevant skill training and earn better livelihoods.
Health insurance cover of Rs. 5 lakh per family per year for secondary and tertiary hospitalization at empanelled hospitals.
One-stop platform for students to access scholarship schemes from Central & State Governments and cover tuition and living expenses.
Select a scheme to view its eligibility criteria and required documents. Track your document collection progress before applying.
Tip: Use "Generate Document Checklist" to export a printable PDF for your selected scheme.
Follow these 5 simple steps to prepare all required documents before applying for any government scheme. Being prepared speeds up approvals.
Collect valid government-issued identity documents that confirm who you are and where you reside.
Obtain an official income certificate from your Tehsildar or Revenue Department office to verify household income.
A valid bank account linked with Aadhaar is essential for direct benefit transfers under government schemes.
Gather mark sheets, degree certificates, or school leaving certificates based on the scheme's educational eligibility criteria.
Keep 4-6 recent passport-size photographs with a white background ready for both online upload and physical application.
PM Vishwakarma Yojana
Financial support and skill training for traditional artisans and craftspeople across India.
Pradhan Mantri Fasal Bima Yojana
Crop insurance scheme offering financial support to farmers suffering crop loss or damage.
National Scholarship Portal 2025
Merit and means-based scholarships for students from Class 1 through post-graduation.
Ayushman Bharat PM-JAY
Health cover of Rs 5 lakh per family per year for secondary and tertiary care hospitalisation.
Stand-Up India Scheme
Bank loans between Rs 10 lakh to Rs 1 crore for SC/ST and women entrepreneurs.
Find answers to common questions about scheme eligibility, documents, timelines, and benefits.
bold-ai automatically matches you to eligible schemes based on your profile — including age, income level, occupation, state of residence, and family details. Simply complete your profile in the Onboarding section and our AI will shortlist relevant schemes. You can also run the Eligibility Checker on any scheme card to verify specific criteria in real time.
Most urban employment and skill development schemes (such as PMKVY) are open to all Indian citizens regardless of occupation. However, some schemes like PM-KISAN and Fasal Bima Yojana are strictly agriculture-specific. bold-ai flags each scheme with a clear occupation filter, so you will only see schemes that match your declared occupation unless you manually expand the filter.
Common documents include: Aadhaar Card (identity proof), Income Certificate (issued by state authority), Ration Card, Bank Passbook (for DBT-linked schemes), Caste Certificate (for SC/ST/OBC schemes), Land Records (for agriculture schemes), and a Passport-size Photograph. bold-ai generates a customised document checklist for each scheme so you know exactly what to prepare.
Navigate to the Document Guide section and tap "Upload Document". Supported formats are JPEG, PNG, and PDF (max 5MB). Our AI scans uploaded documents for legibility and flags any issues like blurry images or expired certificates. Once verified, documents are securely stored and auto-filled into scheme application forms, saving you from repeated uploads.
Processing timelines vary by scheme and state. Central government schemes like PM Awas Yojana may take 30–90 days from submission. State-level schemes often have shorter windows of 15–30 days. bold-ai displays the expected processing timeline on each scheme card and sends you notifications at key milestones — submission confirmation, document verification, and disbursement.
bold-ai integrates with official government portals (MyScheme, PM India, state portals) and syncs new scheme data within 24–48 hours of official announcements. You can enable push notifications under Settings > Alerts to receive instant updates whenever a new scheme matching your profile is published or when existing schemes update their eligibility criteria or deadlines.
Benefits vary widely: direct cash transfers (e.g., PM-KISAN: Rs. 6,000/year), subsidised loans (MUDRA: up to Rs. 10 lakh), skill training stipends (PMKVY: Rs. 8,000 per course), insurance coverage (Ayushman Bharat: Rs. 5 lakh/year), and housing assistance (PM Awas Yojana: Rs. 2.5 lakh subsidy). Each scheme card on bold-ai clearly displays the primary benefit amount and type upfront.
Yes, you can apply for multiple schemes at the same time. However, some schemes have "exclusivity clauses" — for example, you cannot claim two different housing subsidies simultaneously. bold-ai automatically detects potential conflicts and alerts you before submission. Our AI Assistant can also help you prioritise schemes that offer the highest combined benefit for your specific situation.
bold-ai is 100% free for all users with no hidden charges, premium tiers, or subscription fees. The platform is committed to providing equal access to government scheme information for all Indian citizens, regardless of their economic background. This includes AI-powered eligibility checks, document guidance, form auto-fill, and real-time notifications — all at no cost.
Your data privacy is our top priority. bold-ai encrypts all personal data and documents using AES-256 encryption. We comply with India's IT Act and DPDP (Digital Personal Data Protection) Act. We never share your data with third parties without explicit consent. You can request deletion of all your data at any time from Settings > Privacy > Delete My Data.
Answer a few simple questions and discover every government scheme you qualify for — from PM Kisan to PM Awas Yojana and hundreds more. Free, multilingual, and available in under 3 minutes.
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