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India's digital payments ecosystem continues its meteoric rise as UPI crosses 18 billion transactions in a single month, driven by merchant adoption across tier-2 and tier-3 cities.
The Reserve Bank of India's updated framework mandates end-to-end digital trail for all loan disbursals under ₹50 lakh, pushing smaller NBFCs to accelerate their tech stack overhaul.
With over 140 million credit cards now active, India reaches a historic milestone as fintechs and private banks race to capture the next wave of first-time credit users in semi-urban markets.
India's quick commerce sector is expanding beyond metro cities, with platforms investing heavily in dark store networks and hyperlocal logistics to capture the ₹1.5 trillion grocery opportunity.
The Account Aggregator framework gains serious momentum as over 200 fintech startups integrate open banking APIs to offer personalised financial planning, tax filing, and lending products.
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